Borrowing capacity calculator
Our Borrowing power calculator gives you an estimate of how much you may be able to borrow based on your income, expenses and current financial position.
It’s a helpful starting point, but borrowing capacity can vary significantly between lenders. Each lender has different policies, assessment rates, income treatment and expense calculations, so speaking with a Clarity broker can give you a clearer, personalised view of what may be possible.
*The results from this calculator are estimates only and are intended as a general guide. They are based
on the information you enter and do not take into account your full financial situation, lender
policies, credit history, eligibility, fees, taxes, grants, concessions, or loan approval requirements.
The figures shown are indicative only and should not be treated as financial, legal or tax advice, or as
confirmation that a loan will be approved. Actual loan amounts, repayments, costs and savings may vary
between lenders and individual circumstances.
For a personalised assessment, speak with a Clarity broker.
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