News

Finding the right next home doesn’t always happen neatly after you’ve sold your current one. You might find the perfect property before your home is even on the market. Or you may want more time to sell properly, rather than lining up two settlements on the same day and hoping everything runs to plan. That’s […]

For many Canberra business owners, there comes a point when they start questioning whether continuing to pay commercial rent makes sense, or whether that money could instead be going towards owning their business premises. Buying won’t be the right move for every business. Renting can provide flexibility, particularly for newer or rapidly changing businesses. But […]

Buying a home in Canberra comes with some upfront costs, but there are now more ways to reduce them than many buyers realise. If you’ve been searching for the First Home Owner Grant in the ACT, there’s a reason you haven’t found much. The ACT’s traditional First Home Owner Grant is no longer available for […]

A big win for our Canberra mortgage broking team. Clarity Home Loans has been named Regional Broker Group of the Year for NSW/ACT and recognised among the Top 2 Brokerage Groups in NSW/ACT at the 2026 AFG Broker Awards. The celebrations don’t stop there. We’re also an AFG Champion Broker Group (Australia) finalist, with the […]

Choosing a home loan is one of the biggest financial decisions you’ll ever make. In Canberra, where the property market has its own unique rhythm, that decision can feel even more significant. One of the first questions most borrowers face is simple but important: should I choose a fixed or variable interest rate? A fixed […]

If you’re starting to look at properties in Canberra, you’ve probably heard the term “pre-approval”. But what does it really mean? Is it just a quick calculation, or is it something you can confidently rely on when making an offer or bidding at auction? Home loan pre-approvals are an important and often misunderstood part of […]

Buying a home in Canberra is exciting. While the home loan process is often portrayed as confusing and time-consuming, filled with unfamiliar terminology, detailed paperwork and long waiting periods, with the right guidance it doesn’t have to feel that way. Whether you’re buying your first home, upgrading, investing or refinancing, understanding what happens next can […]

How much do you actually need saved before you can buy a home? The answer may be less than you think. One of the biggest myths about buying a home is that you need to have a 20% deposit saved before you can get started. While a 20% deposit can have advantages, it isn’t a […]

Every time the Reserve Bank of Australia (RBA) announces an interest rate decision, it makes headlines. If you have a home loan, it’s natural to wonder what it means for your repayments and whether you should be doing something about it. The good news is that interest rate changes don’t have to catch you by […]

For many people, applying for a home loan is something they only do a handful of times in their life. Being asked for payslips, bank statements, identification and other financial information can feel overwhelming, especially if you’re simply trying to understand your options. The good news is that you don’t need to figure it all […]