Mortgage Brokers Canberra

Our passionate team of Mortgage Brokers are all about helping other Canberrans secure their home loans.

Our team of highly experienced Mortgage Brokers in Canberra are ready to get you into your new home.

Watch the video below to hear what our brokers have to say.

Make an enquiry

01 Introduction

We'll help find your ideal loan at no cost to you

It’s never been a more complicated task than it is today to research the infinite number of home loan options available.

Clarity’s Mortgage Brokers can assess your situation and find the ideal loan for you; and best of all, it doesn’t cost you anything!

Our brokers don’t work on commission

Rather than working by commission, our brokers are paid a salary, so they’ll concentrate on the ideal loan for you, not the best lender for them.

No fuss, no commissions, no brainer.

Canberra business, Canberra owned

We’ve been Canberra’s leading mortgage brokers for decades, so when it comes to understanding the local property and finance market, we can’t be matched.

Check out some of the google reviews from our happy clients below.

Why we’re different

Mortgage Brokers in Canberra: Nobody compares.

Securing a home loan can be a daunting task. With ever-changing eligibility criteria, approval times, rates and fees; it's essential to have the team supporting you. That's where a trusted and experienced mortgage broker in Canberra comes in. At Clarity Home Loans, our team of expert mortgage brokers has years of experience in helping clients secure home loans in Canberra.

		Typical brokers	Bank lenders
Customer Focus
All brokers paid a salary - no one is "commission only"
Broker's remuneration impacted by customer satisfaction & feedback
Compliance driven business, with any bonus amounts dependent on the Broker's compliance score.
KPI's in place to ensure a diverse range of lenders are being investigated & recommended
Options and Expertise
Can choose from over 2,500 home loan products
Recommendations based on what's best for the client, not limited by 1 lender's options
More than 80 years combined industry experience
Access to an ethical lending panel of loan providers
Service
Motivated & positioned to negotiate great interest rates across a range of lenders including the "Big 4"
Experts in the home buying journey - not just the loan transaction
Provide frequent contact and updates to solicitors/agents/lenders to ensure a smooth transaction
Have helped more than 10,000 Canberran's achieve home ownership

Our lenders

We understand the local property market and have strong relationships with over 40 lenders, giving us the knowledge and resources to find the right mortgage for your unique circumstances.

Our services include home loan pre-approval, loan structuring, rate negotiation, and ongoing support. With our help, you can secure your dream home or investment property in Canberra with confidence and ease.

Make an enquiry

Passionate Canberrans

As your local mortgage broker in Canberra, we take the time to understand your situation and help you achieve your goal of purchasing your next home. Whether you're a first-home buyer, next-home buyer, refinancer or investor, we can help you secure a home loan in Canberra that suits your financial goals.

Mark Edlund

Founder

Kristy Edlund

CEO

Rob Garth

Training Director

Arman Yazarloo

Senior Mortgage Broker

Shannon O’Neill

Senior Mortgage Broker

Guy Curtis

Senior Mortgage Broker

Cesar Martinez

Senior Mortgage Broker / Broker Financiero

Jared Parsons

Senior Mortgage Broker

Fiona Mills

Personal Assistant to Guy Curtis

Shanice Briones

Mortgage Broker

Felicity Maddison

Business Manager

Matthew Rastar

Mortgage Broker

Michele Dillicar

Personal Assistant to Arman Yazarloo

Josh Shea

Mortgage Broker

03 Recognition

Backed by proven results

FAQs

Aura BOHORQUEZ

August 30, 2024

Read full review

Vijaya Panchagnula

August 28, 2024

I highly recommend Clarity Home Loans' mortgage services.I feel very fortunate to have Arman's exceptional guidance with the purchase of my properties.His efforts are beyond praise.

Read full review

Mark Mylek

August 26, 2024

Read full review

ShazzaMac Mac

August 22, 2024

Read full review

Lauren Reardon

August 12, 2024

Read full review

See more reviews

Google Rating

5.0

Based on 1044 reviews

Clarity Home Loans | Mortgage Broker Canberra

5.0

review us on See all reviews

Emma N

1725975785

2024 update: Cesar walked me through switching home loans and he was able to make what is a very administrative process so painless. So grateful for the help I continue to receive from him and the team.CheersCesar was beyond helpful! He spent a lot of time talking me through all the steps involved in securing my own place and never made me feel like any question was silly. He was a real resource and I have already gone on to recommend him and Clarity to my friends. Thanks!

Angie Beh

1725959168

Cesar is amazing! He calls regularly to keep you updated and makes the entire process so easy.

Asante Addai

1725937547

Matthew was great! He sorted everything out quickly, paid attention to the details, and always had great advice. Highly recommend him for stress-free mortgage help.

Mohammed Al-Sudairi

1725876720

Excellent service - they helped me with my property purchase and can't recommend them enough. Professional and very helpful (especially Rob!)

Samantha Packer

1725866465

Stuart Murphy

1725757676

Josh was extremely helpful and responsive for what was a complicated scenario for a small loan. He went above and beyond. Highly recommended.

Erna Glassford

1725265473

Where’s the 1000 stars option when I need it?Rob has been my go-to for years, and he never disappoints. He makes everything easy and stress-free and always finding the best options for me. I’m a loyal client for a reason. Thanks for everything, Rob!

B M

1725165606

I would like to extend my appreciation to Mathew Rastar for his outstanding support and expertise in assisting me with the purchase of my property. His guidance and knowledge have been invaluable in navigating the process.

Aura BOHORQUEZ

1724981567

We recently bought our first home, and Cesar Martinez was absolutely fantastic throughout the entire process. As first-time buyers, we had a lot of questions and uncertainties, but Cesar Martinez guided us every step of the way with professionalism, patience, and a deep understanding of the market. He took the time to explain all our options, ensuring we felt comfortable and confident with every decision. His expertise helped us navigate through complex paperwork, and he was always available to answer our questions, no matter how small.Thanks to him, we are now happily settled in our new home.We highly recommend Cesar Martinez from Clarity to anyone looking for a trustworthy and knowledgeable broker. His service exceeded our expectations, and we couldn’t be happier with the outcome.

Vijaya Panchagnula

1724826917

I highly recommend Clarity Home Loans' mortgage services.I feel very fortunate to have Arman's exceptional guidance with the purchase of my properties.His efforts are beyond praise. With commitment at every step of the process, his work is thorough and flawless.I have been his client for 10 years and have seen great dedication in his work each and every time.Michele, from his team, has been equally wonderful and had provided with timely and thorough support throughout the process.I'm very thankful for Arman's assistance with my recent property purchase, and looking forward to working with him again soon :)

Ironhalo

1724806007

Arman has been amazing with the settlement of a multi-property and discharge scenario. An expert on dealing with the banks, and has provided excellent communication throughout. Can't recommend him enough!

Emily M

1724746726

I have used Clarity services a few times now, and they are always professional, efficient and helpful. The staff are knowledgeable and very quick to respond to queries.

Steph Simpson

1724741143

Shanice from Clarity has been the absolute best to deal with on our mortgage refinance. She was so responsive and flexible, dealing with all our silly questions. She really stepped us through the whole process, making everything so simple and stress free - not to mention the great package She was able to secure for us! Highly recommend Shanice from Clarity!

Rebecca Simon

1724722952

I cannot recommend Shanice at Clarity Home Loans enough. From our initial consultation to the final closing, Shanice was warm and clearly had a huge amount of knowledge around the industry, which meant that I had complete confidence in any decision making throughout despite my first home buyer nerves! Shanice was always available to address any questions or concerns, and guided me through each step of the process with clarity, patience and expertise. The entire process was seamless- a testament to Shanice's genuine care and dedication to her clients, and financial finesse.

Mark Mylek

1724659225

Sometimes five stars isn't enough and I feel strongly enough to write a review! Cesar at Clarity Home Loans found and set up the best loan possible for us two years ago, at a fantastic rate, with all the features we wanted. Two years on when our fixed rate was about to expire, he organised a .75 percent lower than our default rate, and .25 percent lower than the normal rate, with everything we need now! We couldn't ask for more!Cesar is friendly, attentive to your needs, knowledgeable of the market, clearly states the pros and cons of what he presents, keeps you informed throughout the process, and gets the best results possible.A huge thanks to Cesar and everyone at Clarity Home Loans for an outstanding service! 11 out of 10!

Tom O'Neill

1724645850

Emma Groat

1724322972

We both sold and bought a house with the help of Shanice and I wouldn’t ever go anywhere else!! She explained everything so clearly (with diagrams!) and made the whole process stress free. Thank you again Shanice!

ShazzaMac Mac

1724285654

Highly recommended! Clarity was recommended by a friend and i am extremely happy with their service. Everything was able to be completed online and by phone which was important as i work in remote NT. Shannon explained the process in layman's language, and was very prompt in all communication. He was available and patient when i had questions. Shannon and Cindy are a great team and I highly recommend them. I would definitely use them again.

Tom Brazier

1724234468

Matt was incredibly helpful and supportive through the whole process. He helped me understand the sector to support interactions with other parties and kept my loan on track even when we found a couple of small hurdles. Thank you!

Sunil

1724221674

We have been dealing with Cesar Martinez from Clarity Home Loans since past 3 years regarding our loan requirements. Cesar is very professional, efficient, knowledgeable, great communicator & have been helping us with our complicated investment loan needs.Highly recommend Cesar and the team at Clarity Home Loans.Thank you Cesar.

Cameron Sell

1723705172

Extremely satisfied with service, communication and outcomes provided by clarity. Would (and will) happily recommend Cesar and the team at Clarity to anyone looking to purchase a home.

Cheers Mate

1723516764

Jared at Clarity made the entire process smooth and stress free. Handled all the hard stuff.10/10 highly recommend.

Daniel Jacinto

1723506994

Shanice was very knowledgeable and helped me secure a loan. It is obvious that she cares for her clients.

Annie O'Connor

1723504166

Jared Parsons helped me untangle some complicated investments and mortgages and set myself up for success going forward.He was very accommodating and innovative to get the outcome I wanted as soon as possible. He was dedicated and thorough in following up with the bank on my behalf and a real asset of his own in helping me get things sorted.

Lauren Reardon

1723463300

Can not reccomend Arman at Clarity Financial enough! Eight years ago, Arman helped my husband and I purchase our very first home, guiding us through the process with remarkable expertise and a friendly demeanor. His support didn’t stop there—when interest rates dropped, he was instrumental in helping us refinance, saving us a significant amount.Now, as we embarked on the exciting journey of purchasing a bigger home, Arman has once again been our go-to professional. His excellent communication skills and flexibility to handle everything virtually made the entire process smooth and stress-free. We truly appreciate his dedication, responsiveness, and ability to make complex financial matters easy to understand.If you’re looking for a mortgage broker who combines professionalism with a personal touch, I wholeheartedly recommend Arman at Clarity Financial. He’s been a game-changer for us through every step of our home-buying and refinancing journey!

Shannon

1723411745

Our second time using Clarity and they did not disappoint. Guy's advice has been excellent and he gets things moving quickly without us having to follow up. I would definitely recommend.

Brodie McCann

1722926162

My experience with Carity Home Loans was exceptional. The team were incredibly supportive and responsive, which made buying my first home easy. Very grateful to Jared in particular for guiding me through the whole process. and ensuring I got the loan most suited to my needs. Would highly recommend the team at Clarity.

Rusk An

1722384935

Been using Clarity for 14 years and they keep getting better each time. Their systems and processes are perfect, we went from application to approval to settlement in under 3 weeks! Michele & Arman are a great team as well, I always had access to one of them to answer questions & they kept me updated throughout the process.

Jacqui Coleman

1722380207

We used Arman and Michelle and they were amazing! Answered any questions we had, they were also able to have meetings outside of business hours which really helped with our busy schedule. Since they aren't getting a commission on our loan I felt like we were really getting the best loan possible. Arman talked us through every loan option and explained the pros and cons of each.

Rohan Smith

1722308966

Shanice and the team at Clarity delivered exactly what the name suggests. We couldn’t speak more highly of the market knowledge Shanice brought to the table, making the whole process clear and virtually stress free.

Richard Boettcher

1721970678

Guy was amazing!We were given a good range of loan options complete with pros/cons, a % discount on the loan that we selected and had our effort minimised in terms of documentation and chasing the bank.Highly recommended

Owen Hurst

1721720818

Couldn’t be happier with their services! My partner and I recently obtained a home loan through Clarity Home Loans, and as two self-employed professionals with variable income, they made everything from lender selection, application, loan approval, administration with the Seller’s Agent, and account establishment an absolute breeze. Massive thank-you to Shanice and Agnes specifically, they handled everything promptly and professionally!

Lauren Stinson

1721623971

I had a great experience with Shanice Briones at Clarity Home Loans. I was an interstate first home buyer and she patiently explained every stage of the process - starting with an overview, and then in more detail as my property search heated up. She was responsive to questions and very friendly. She was also very flexible around swapping between pre and unconditional approvals. Highly recommend.

Andrew Walker

1721603540

Arman and Michele continue to be absolutely amazing to deal with. With excellent service and advice. We continue to come back as we are always happy and knowing we are looked after.Highly, highly recommend the Clarity team.

Michael Ison

1721453716

First time buying a home with little knowledge about the process, Jared from Clarity was extremely knowledgeable and helpful in going through the process and has continued to be great to deal with in the years afterwards.

Dani Maas

1721117234

My partner and I just bought our first home and had the pleasure of working with Shanice. She was so incredibly patient, kind and through in explaining every step of the way. Her attention to detail and extra care provided made a big process feel so easy. She handled every query with the utter most importance and made us feel incredibly supported, always going above and beyond. She truly cares for her clients and it really shows.Thanks to Shanice, 2 people have now achieved their lifelong dream of owning their first home. I could not have asked for better service than what was provided to us by Clarity.My partner and I will forever be grateful and will definitely stay clients of Shanice going into the future.

Jagdeep deol

1721115957

Me and my partner recently had the pleasure of working with Shanice Briones, a mortgage broker at Clarity, and I can't recommend her enough! From the moment we started our home buying journey, Shanice was an absolute rockstar. She went above and beyond to ensure that we found our dream home.Shanice's expertise and guidance were invaluable.She took the time to understand our needs and goals, and provided personalized advice and support every step of the way. Her extensive knowledge of the mortgage market and industry allowed her to navigate any obstacles that arose.She truly cares about her clients and is committed to delivering outstanding results. She worked tirelessly to find the perfect mortgage solution for us, and her persistence paid off when we finally secured our first home.I can't thank Shanice enough for everything she did for us. If you're looking for a mortgage broker who will go above and beyond to help you achieve your homeownership dreams, look no further than Shanice Briones at Clarity. We are forever grateful for her assistance and highly recommend her to anyone in need of mortgage guidance.

Soyol-Erdene Lkhagvasuren

1720272780

I'm incredibly grateful to Guy Curtis for their exceptional support and expertise in helping me secure my first home loan. From our initial meeting, they demonstrated a deep understanding of the market and patiently walked me through the entire process. They were proactive in finding the best mortgage options tailored to my needs and were always available to answer my questions promptly. Their professionalism, dedication, and commitment to ensuring a smooth transaction were truly commendable. I highly recommend Guy to anyone looking for a knowledgeable and trustworthy mortgage broker. Thank you so much for making my dream of homeownership a reality!

Jayme B

1719983211

Jared is a legend, we could not have asked for a better experience in purchasing our new home with his help and guidance. Everything was made so easy and stress free, we'd recommend (and already have) Jared in a heartbeat.

Frances Hogan

1719829433

Entering the market as a young adult is quite daunting, but luckily I was recommended Shanice as my mortgage broker. Right off the bat she was all over it, with an incredibly quick response to my enquiry. I felt so relaxed throughout the whole process because I had so much faith in Shanice, and now a week and a bit on I am living comfortably in my own home. Shanice is the reason I was confident enough to put an offer on my place, so I truly couldn’t be here without her. Highly recommend to any young first home buyers !

Gianluca S.

1719646980

My wife and I were assisted by Matthew. This was our first experience in applying for a home loan and Matthew has always been very helpful, very patient and very quick in responding to all of our questions. He really worked round the clock to make sure our application proceeded as quickly as possible, even when unexpected hiccups occurred (due to sudden changes in the ACT regulation). His incredible hard work didn't go unnoticed. We are very grateful to him! Thanks!

Jack Wallace

1719613765

I recently had the pleasure of working with Jared at Clarity Home Loans for the second time, and I can't speak highly enough of the exceptional service we received on both occasions. Jared initially helped us secure our home loan, and now, he has helped us through the refinancing process with the same level of dedication and expertise.Jared offered tailored advice that made both the home loan and refinancing experiences smooth and stress-free. He kept us informed at every step and was always available to answer our questions promptly. Jared's expertise was evident throughout both processes, making us feel confident and supported in our financial decisions.Thank you, Jared, for your outstanding service!

Connor Hall

1719556050

Bianca and Myself cannot recommend Mathew Rastar enough, Not only was he onto everything that we needed but he was friendly, Helpful and just knew what he was doing, Very clear with everything. very easy process from start to end. Great to seeAgain if you are looking for someone at Clarity Home Loans ASK FOR MATTHEW !

Rabi Munkayilar

1719406685

Our experience with Clarity home loans has been wonderful. This is our second time using Clarity for our home loan needs. Our brocker Shannon O’Neill is highly experienced, understanding and very helpful. We needed everything done in a short time frame and he made it happen with his hard work and dedication, the whole process was done efficiently. I have been recommending Shannon O’Neill and the team at Clarity Home Loans to all my family and friends.

Lucas “Lucas & April” Greaves

1719290497

Guy Curtis was the best broker we could have found. He assisted us in understanding the process of buying a house as first home buyers and helping us push for the purchase of our home within 6 weeks. Definitely would recommend Clarity to anyone looking for a broker, especially Guy Curtis.

Neetara Lakhan

1719284834

This is the second time I’ve sought help from Shannon at Clarity. Shannon’s calm and considered approach, combined with his genuine manner makes him an ideal broker to help navigate through the world of loans. Shannon is able to bring a sense of calm to ensure the process is stress free from start to finish. Thank you, Shannon and the team at Clarity. I sincerely appreciate everything you have done for me!

Younduk Choi

1719276371

We had an excellent experience with Jared throughout the entire home loan process! The lowest interest, transparency through the process and great communication skills… All tick the box! As a gay couple and non-native English speaker, I felt incredibly welcomed and comfortable working with him. Jared patiently explained everything multiple times until we fully understood, ensuring we made informed decisions. Highly recommended!

Zach Cullen

1719275150

Jared was absolutely fantastic from start to finish during our home purchase. We got the best mortgagerate available with no hassles!

Matthew Mullaney

1719140361

Clarity Home Loans provided fantastic support in guiding me through the home buying process. Shanice worked with me through the process and provided great advice and was always available to answer my questions. Would recommend. :)

Jim B

1719008693

Clarity Home Loans made getting our loan in place easy. We originally chose them because brokers don't take direct commissions from the loans. Their service is great. Guy Curtis guided us through the process adeptly with clear and simple explanations of the process, our borrowing capacity, how to choose a lender and loan, and answers to all our questions. The process itself was slowed down a bit by the bank, but still completed well within the settlement period. Highly recommended.

More reviews

01 Introduction

We'll help find your ideal loan at no cost to you

We'll help find your ideal loan at no cost to you

Our brokers don’t work on commission

Canberra business, Canberra owned

Mortgage Brokers in Canberra: Nobody compares.

Our lenders

Passionate Canberrans

Mark Edlund

Founder

Kristy Edlund

CEO

Rob Garth

Training Director

Arman Yazarloo

Senior Mortgage Broker

Shannon O’Neill

Senior Mortgage Broker

Guy Curtis

Senior Mortgage Broker

Cesar Martinez

Senior Mortgage Broker / Broker Financiero

Jared Parsons

Senior Mortgage Broker

Fiona Mills

Personal Assistant to Guy Curtis

Shanice Briones

Mortgage Broker

Felicity Maddison

Business Manager

Matthew Rastar

Mortgage Broker

Michele Dillicar

Personal Assistant to Arman Yazarloo

Josh Shea

Mortgage Broker

03 Recognition

Backed by proven results

Aura BOHORQUEZ

Vijaya Panchagnula

Mark Mylek

ShazzaMac Mac

Lauren Reardon

Talk to us